Critical Care and Accident Policies protect you when you are diagnosed with a first diagnosis of  unknown critical illness or an unexpected accident.

These plans payout a lump sum amount that you can choose to use however you want. Sometimes life throws you unexpected curve balls when you least expect it.

What is covered  by critical illness is first time diagnosis of Cancer, heart attack and stroke.  These policies may also cover other disease states such as kidney failure, organ transplant and paralysis.  

Accident Plans  are for that unexpected Accidents that occur.  Accident Medical Expense provides you a lump-sum cash benefits to help you pay for treatment such as a fracture or Burn when you seek emergency treatment. 

These plans help pay costs not covered by other insurance.  Many plans have no limit on the number of  covered accidents.  The Critical Care and Accident plans compliment your existing health coverage.

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